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Your Medicare Health Plans Questions Answered


What is the difference between Original Medicare and Medicare Supplement Plans?

 When may I enroll in a Medicare Supplement Plan?

What is the difference between Original Medicare and Medicare Advantage Plans?
When may I enroll in a Medicare Advantage Plan? 

What is a Prescription Drug Plan (PDP)?

When may I enroll in a Prescription Drug Plan (PDP)?

How does the Inflation Reduction Act impact Prescription Drug Plans (PDPs)?

(Medicare Advantage & PDP Open Enrollment is going on now, from October 15-December 7, 2024 - WEEK 7 HAS BEGUN!)

NOW is the time to review your Medicare health plan coverage options.

Talk to a Licensed Insurance Broker  for personal assistance.

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  DID YOU KNOW?

If you need to make a plan change during the

Annual Enrollment Period (AEP), you can do so without penalty.
AEP occurs annually, from October 15 - December 7.  The last change that you make before December 7 is the  one that will take effect on January 1 of the following year.
If you are currently enrolled in a Medicare Advantage Plan, and you need to make a change after AEP ends, you have the opportunity to do so during the Medicare Advantage Open Enrollment Period (MA OEP).   Each year, MA OEP starts on January 1, and ends on March 31. 
You may reduce Out of Pocket costs by adding a Hospital Indemnity
or a Critical Care plan to your existing coverage.

 The standard Part B Premium for 2025 is $185.00 per month.
The Original Medicare Part A (Hospital) Deductible for 2025 is $1,676 per benefit period.

Need More Information?

We can help.

Prefer to Self-enroll?

The External link opens in new tab or windowPlan Enroll tool is available to guide you through the process.

Some companies that we represent may not be available in Plan Enroll.


TYPE of MEDICARE PLAN

PLAN FEATURES

WHO MAY ENROLL and WHEN

Original Medicare

  
   
   
   
   

 Original Medicare

Medicare Supplement

To Enroll:

Medicare Supplement 

   
   
   
   

    Medicare Supplement Plans







Medicare Advantage Plans

Special Needs Plans [D-SNP | C-SNP]

Prescription Drug Plans

Supplemental Plans [Hospital Indemnity | Cancer | Heart  Attack | Stroke]

Dental Plans | Vision Plans
Final Expense /Life Plans



Disclaimer:  All services provided to you by Insured State of Mind brokers are at no cost, and without obligation. 

Brokers are paid directly by the plan when enrollment occurs.  We do not offer every plan available in your area.
Any information provided is limited to the plans that broker offers in your area.
For information on all of your options, please contact Medicare.gov, or 1-800-MEDICARE.


     


REQUEST A NO COST,  NO OBLIGATION CONSULTATION

Services


Breadth Coverage Through Partnership

  BROKER SPOTLIGHT
Partnerships Bring  Customers More Coverage Options

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        Meet  Donna Wells

  My practice as a Registered Nurse fueled my passion for patient education and advocacy.  I witnessed that applied knowledge empowers.  Well-informed patients were more involved in decision making regarding their care.  This led to better outcomes and greater satisfaction with their healthcare experiences.
  The transition from healthcare to health insurance was a natural progression for me.  I maintain the same passion to educate my clients, and to help them to make well-informed decisions regarding their coverage options.  
  From personal and professional experience, I realize that having adequate health insurance coverage provides more control over individual healthcare choices.  It also helps to prevent financial instability when facing unforeseen medical expenses.
Donna Wells, Independent Insurance Broker, with a focus on Medicare Supplement, Medicare Advantage , Prescription Drug, Special Needs, Hospital Indemnity, Critical Care, and Final Expense Plans

Flexible Coverage Options

Instead of working as an agent for one insurance company, I am an independent broker.  This means that I partner with multiple insurance companies.  These partnerships give me  greater flexibility to enroll clients in the plans that best suit their needs. 

Friends Enjoying Life At the Ocean

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Independent Insurance Broker

  As an Independent Insurance Broker, my primary focus is you -- my client.  My goals are to educate you,  to build your trust, and to increase your peace of mind about your coverage choices. 

 With an Insured State of Mind, you can relax.  You can focus on taking care of your health, and on enjoying life.

Smiling, Happy Couple Enjoying Life

Senior engaging in exercise therapy

Versatile Solutions

  Whether you seek information or enrollment in a Medicare Supplement, Medicare Advantage, Prescription Drug, Hospital Indemnity, Critical Care, Dental, Vision, or Final Expense/Life Insurance Plan,  you will receive easily understood education about plan choices and enrollment.

  I currently offer a wide variety of plan options for residents of Maine, Virginia, and Georgia.
  I am also an active volunteer.  I provide community educational services that assist others who desire to make positive lifestyle changes.


 

IMPORTANT   DATES

 

MEDICARE ANNUAL ENROLLMENT

  
 

STARTED ON

 
   

TUESDAY
OCTOBER 15, 2024

  
 

  AND ENDS ON

   

SATURDAY 
DECEMBER 7, 2024

 
 

READY  TO  TALK?

 

Contact Us


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Schedule a no-cost, no-obligation appointment to learn about plans

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Contacts


phone:  External link opens in new tab or window(207) 752-1348

email: External link opens in new tab or windowdwell@insuredstateofmind.com

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Open Hours


Monday
9:30 am - 6:30 pm
Tuesday
1:00 pm - 6:30 pm
Wednesday
1:00pm - 6:00 pm
Thursday
1:00 pm - 6:30 pm
Friday
10:30 am - 7:30 pm
Saturday
1:30 pm - 08:30 pm
Sunday
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                                            Partnered With

 

ACE Medicare Supplement Official Logo
 
  
  
Aetna Official Logo
               
  
  
  
AFLAC INDEPENDENT AGENT OFFICIAL LOGO
 
   
   
 
  
  

AMERITAS

ANTHEM

 
   

CENTENE  WELLCARE

 


 
   
Cigna Official Logo
 
   
  

FIDELIS

 
 
  

GUARANTEE  TRUST  LIFE  (GTL)

 
  

HARVARD  PILGRIM

HUMANA


  
   
Martin's Point Official Logo
 
   
   
Molina Healthcare Official Logo
 
   
   

MUTUAL OF OMAHA

SENTARA

   

SIERRA  HEALTH  AND  LIFE

 
  

SILVERSCRIPT

 
  
  
United Healthcare Official Logo
 
   
   

WELLABE  MEDICO

 
   

WOODMEN  LIFE

 
  

We're in External link opens in new tab or windowMaine Senior Guide

 
       

         

   

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